INSURANCE INSPECTIONS CENTRAL & SOUTH FLORIDA

Insurance companies require certain inspections, depending on the type of home and amount of coverage you are seeking, eligible discounts, and the age and location of the property. The typical insurance inspections that are performed in Florida are Wind Mitigation, 4 Point, and Roof Certification.

Wind Mitigation Inspection

Many homes in Florida are built with wind-damage mitigation features that help protect them from the heavy wind and rain experienced in a hurricane or tropical storm. Homes and businesses with such features may qualify for policy premium discounts by documenting any approved features through a wind mitigation  inspection.

Identify and document mitigation features
Identify areas where you can make your home safer and qualify for additional mitigation discounts
Guardian Angel Inspections recommends a
Wind Mitigation inspection for all types of homes to ensure you receive all applicable discounts/credits to your insurance policy. We encourage you to contact your insurance agent to determine which type of insurance inspections you might need.

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4 Point Inspection

4 Point Insurance Inspection is a very useful tool for insurance companies to keep afloat and make sure that they are insuring a property that will be a potential asset, not a liability. As an insurance agent, it is your responsibility to ensure that the property you insure will earn your company some money, and not cause unnecessary financial losses.

The 4 Point Inspection is required for all homeowner, dwelling, and mobile home applications for properties more than 30 years old. Guardian Angel Inspectors will check the home’s electrical system, plumbing, heating/cooling system (HVAC), and roof and provide an electronic report with color pictures and a description of findings.

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Roof Certification Inspection

Roof Certification is an inspection that is sometimes required when a roof is original and considered at the end of its life expectancy, based on the age of the roof covering. The roof may have additional life left, and this form helps the insurance company determine coverage eligibility of the roof.

roof inspection south florida
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